Despite its benefits, health insurance can present challenges, including financial burdens, complex systems, and limited coverage. 6.1 High Premiums and Deductibles One of the most significant challenges is the cost of premiums and deductibles. Many individuals struggle with high premium rates and out-of-pocket expenses, which can limit access to necessary care. 6.2 Lack of Coverage … Read more
1. Introduction to Health Insurance Health insurance is a type of coverage that pays for medical, hospitalization, and surgical expenses incurred by the insured. In most cases, it can also cover additional expenses such as prescription drugs, mental health care, and other services. 1.1 What is Health Insurance? Health insurance is a contract between a … Read more
1. Introduction 1.1. Defining Free Health Insurance Free health insurance refers to government- or publicly-funded programs that provide medical services at little to no cost for eligible individuals. While the term “free” suggests no expenses, it often comes with specific conditions and limitations. 1.2. Importance of Understanding Myths Misconceptions about free health insurance can deter … Read more